Credit Resources and Information
Credit repair is rarely a simple task, but with the right information, you can have an advantage when it comes to dealing with creditors and your finances. LifeLine Credit Services is committed to helping everyone obtain financial freedom and to that end, we're putting together an ongoing list of resources which we hope will answer some of your questions about credit, credit repair, and fair debt collection practices.
Please feel free to browse our list of credit tips, find answers to common credit misconceptions, and get helpful links to the credit bureaus and government regulatory agencies. You will find ongoing credit repair news and additional information in our news section that will be useful in improving your financial situation.
If you're struggling with credit problems and need help now, don't worry! Just contact us today and we'll get you started with a simple plan that will rein in your finances and get your credit scores where they need to be.
DAMAGE POINTS: |
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| CREDIT MISTAKE | IF YOUR SCORE IS 680 | IF YOUR SCORE IS 780 |
| Maxed-out card | Down 10 to 30 points | Down 25 to 45 points |
| 30-day late payment | Down 60 to 80 points | Down 90 to 110 points |
| Debt Settlement | Down 45 to 65 points | Down 105 to 125 points |
| Foreclosure | Down 85 to 105 points | Down 140 to 160 points |
| Bankruptcy | Down 130 to 150 points | Down 220 to 240 points |
Source: FICO
Want to monitor your credit score in real time? LifeLine Credit Services has partnered with TrueCredit, a leader in financial information services, to provide each of our clients the ability to see their credit scores in real-time - watch as your credit scores improve and keep an eye out for changes that could indicate potential identity theft. By combining credit repair with full access to your credit scores, LifeLine Credit Services empowers you to make the right choices for your individual situation.